Apple Insurance Agency was formed on December 23, 1994 as a result of a merger between the existing business of Guy Appleby Insurance and Graham-Swigart Insurance agencies. The combined book of business along with three partners, Guy Appleby, Prestie Rankin, and Roger Swigart began operation from 511 Electric Avenue, Lewistown. The business continues to operate from this location, although now owned and managed by Roger Swigart and Kyle Rankin, following the retirement of Guy Appleby and Prestie Rankin.
Prior to and continuing through the merger, it has always been the philosophy of the owners of the agency to provide the best possible service at a reasonable and fair cost to the customer. Utmost importance is placed upon customer service and product knowledge. We will spend the extra time to educate the customer about the insurance product in detail, if desired. We wish to be known for our quality of service, quick response, friendly atmosphere, and attention to detail.
An Independent Advantage
We are Independent Agents in Lewistown, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Apple Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.
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